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GuidesFeb 12, 2026

Understanding Arkansas Contractor License Types

Arkansas issues several types of contractor licenses, and understanding which classification your project requires helps you hire the right professional. Here's what Northwest Arkansas homeowners need to know about contractor licensing.

Why License Types Matter

An Arkansas contractor license indicates what type and scale of work someone is legally authorized to perform. Hiring a contractor without proper license classification for your project can result in:

  • Work not meeting code requirements
  • Insurance claims being denied
  • Difficulty selling your home later
  • No recourse through the Arkansas Contractors Licensing Board
  • Main License Classifications

    1. Residential Contractor License

    What it covers: New home construction and remodeling projects under $50,000

    Common projects:

  • Room additions
  • Deck construction
  • Bathroom remodels
  • Kitchen remodels (under threshold)
  • Basement finishing
  • Requirements:

  • Pass Arkansas law and business exam
  • Pass residential construction exam
  • Maintain $10,000 bond
  • Carry liability insurance
  • When you need this: Most home improvement projects in Bentonville, Rogers, Centerton, and Bella Vista fall under this classification.

    2. Commercial Contractor License

    What it covers: Commercial buildings and residential projects exceeding $50,000

    Common projects:

  • Large home additions
  • Whole-house remodels
  • New custom homes
  • Commercial tenant improvements
  • Office buildings
  • Requirements:

  • Higher bonding requirements
  • Additional testing
  • More extensive insurance
  • Proof of financial responsibility
  • When you need this: Major renovations or new construction exceeding the residential contractor threshold.

    3. Specialty Contractor Licenses

    Arkansas also issues specific licenses for specialized trades:

    #### Electrical Contractor

  • **What it covers**: All electrical installations and repairs
  • **License levels**: Journeyman, Master Electrician, Contractor
  • **Required for**: Any electrical work beyond replacing fixtures
  • **Important**: City electrical permits require licensed electrician
  • #### Plumbing Contractor

  • **What it covers**: Water supply, drainage, and gas piping systems
  • **License levels**: Apprentice, Journeyman, Master Plumber, Contractor
  • **Required for**: Anything beyond fixture replacement
  • **Note**: Separate license needed for gas line work
  • #### HVAC Contractor

  • **What it covers**: Heating, ventilation, air conditioning, and refrigeration
  • **License levels**: Multiple classifications based on system type
  • **Required for**: System installation, replacement, and major repairs
  • **Important for NWA**: Should be factory-certified for brands they install
  • #### Roofing Contractor

  • **What it covers**: Roof installation, repair, and replacement
  • **Requirements**: General contractor license or specific qualifications
  • **When needed**: Any roof work beyond minor repairs
  • **NWA consideration**: Should have experience with ice storm damage
  • License Verification

    How to Check a License

    1. Visit arkansas.gov/contractors

    2. Click "License Search" or "Verify a License"

    3. Enter contractor name or license number

    4. Review results for:

  • Active status
  • License classification
  • Expiration date
  • Disciplinary actions
  • What to Look For

    Valid license shows:

  • Current active status
  • Appropriate classification for your project
  • Business name matching their marketing
  • No recent disciplinary actions
  • Expiration date well into the future
  • Red flags:

  • Expired or suspended status
  • Wrong classification for project type
  • Multiple violations
  • Recently issued license but claims decades of experience
  • Common Homeowner Questions

    "My project is small. Do I really need a licensed contractor?"

    Arkansas law requires licensing for most home improvement work. The threshold is low—projects over $2,000 typically require licensing. "Small" projects still need proper licensing.

    Examples requiring licenses:

  • Installing a new water heater
  • Replacing HVAC system
  • Bathroom remodel
  • Deck construction
  • Electrical panel upgrade
  • "The contractor says their helper will do the work. Is that okay?"

    Helpers and apprentices can perform work under supervision of a licensed contractor, but:

  • Licensed contractor must be involved
  • Responsible party should visit job site regularly
  • All work falls under licensed contractor's responsibility
  • Your contract should specify who performs work
  • "Can a handyman do this, or do I need a licensed contractor?"

    Arkansas law is clear: Projects over $2,000 require licensed contractors. "Handyman" isn't a licensed classification in Arkansas.

    Handymen can legally:

  • Perform minor repairs under $2,000
  • Change light fixtures
  • Paint
  • Minor carpentry
  • General maintenance
  • Handymen cannot legally:

  • Remodel bathrooms or kitchens
  • Install HVAC systems
  • Perform electrical or plumbing work
  • Build additions or structures
  • "What if the contractor has an LLC but no license?"

    Business registration (LLC, Corporation) is separate from contractor licensing. You need BOTH:

  • Valid Arkansas contractor license
  • Business registered with Secretary of State
  • Having an LLC without a contractor license doesn't make someone legally qualified to perform home improvement work.

    Benton County Considerations

    In Northwest Arkansas, additional requirements may apply:

    City Permits

    Bentonville:

  • Active building department
  • Permits required for most home improvements
  • Inspections required at various stages
  • Some work requires licensed contractors even if under $2,000 threshold
  • Rogers:

  • Similar requirements to Bentonville
  • Strong code enforcement
  • Regular inspections
  • Permit costs vary by project type
  • Centerton:

  • Growing city with active building department
  • Permit requirements for structural work
  • Inspections required for completion
  • Bella Vista:

  • Property Owners Association (POA) may have additional requirements
  • City building permits separate from POA approval
  • Both may be required for exterior changes
  • When to Contact Your City

    Before hiring contractors for:

  • Any structural changes
  • Additions or new structures
  • Plumbing or electrical work
  • HVAC system replacement
  • Roof replacement (sometimes)
  • If You've Hired an Unlicensed Contractor

    If work has begun or been completed by someone unlicensed:

    Immediate steps:

    1. Stop any ongoing work

    2. Document what's been completed

    3. Don't make additional payments

    4. Contact Arkansas Contractors Licensing Board

    5. Consider consulting an attorney

    Potential consequences:

  • Work may not meet code
  • City may require removal and proper re-installation
  • Insurance won't cover damages
  • Limited legal recourse
  • Difficulty selling home
  • Finding the Right Licensed Contractor

    Questions to ask:

  • "What's your Arkansas contractor license number?"
  • "What classification is your license?"
  • "Does your license classification cover this specific project?"
  • "Will you or your employees be performing the work?"
  • "Are your employees also licensed?" (for specialty trades)
  • Verify everything:

  • License status
  • Insurance coverage
  • Business registration
  • References
  • Online reviews
  • Bottom Line

    Arkansas contractor licensing exists to protect homeowners. Different license types ensure contractors have demonstrated competency for specific work types.

    Before hiring anyone for home improvement:

    1. Verify they hold appropriate Arkansas contractor license

    2. Confirm license classification matches your project

    3. Check license is active and in good standing

    4. Verify required insurance coverage

    5. Get everything in writing

    Don't let contractors convince you licensing doesn't matter. It matters significantly if problems arise.

    Need help connecting with properly licensed contractors for your Northwest Arkansas project? We verify contractor licenses before including them in our network, giving you confidence in who you're hiring in Centerton, Bentonville, Rogers, or Bella Vista.

    Need a contractor in Northwest Arkansas?

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